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(1) Book value per share (non-GAAP) represents the aggregate amount of shareholders’ equity and common stock in ESOP subject to contingent repurchase obligation divided by the number of outstanding shares. See Note 7 to the Company’s consolidated financial statements and “Non-GAAP Financial Measures.” This presentation is consistent with the Company’s belief that it is unlikely that the Company would be required to satisfy the contingent repurchase obligation.
| West Suburban Bank, Member FDIC, Equal Housing Lender. | |  |
| Serving DuPage, Kane, Kendall and Will Counties, Illinois. |
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