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Rev. 08/2011

FACTS

WHAT DOES WEST SUBURBAN BANK® DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account balances
  • Payment history and Credit History
  • Credit Scores and Account Transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons West Suburban Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does West Suburban Bank share? Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES NO

For our marketing purposes — to offer our products and services to you

YES NO

For joint marketing with other financial companies

YES NO

For our affiliates' everyday business purposes — information about your transactions and experiences

NO We Don't Share

For our affiliates' everyday business purposes — information about your creditworthiness

NO We Don't Share

For our affiliates to markert to you

NO We Don't Share

For nonaffiliates to market to you

NO We Don't Share

Questions?

Call 800-540-9258 or go to www.westsuburbanbank.com

Who we are

Who is providing this notice?

West Suburban Bancorp "Holding Company", West Suburban Bank and West Suburban Insurance Services, Inc.

What we do

How does West Suburban Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We maintain and grant access to our customers' and former customers' information only in accordance with our internal security standards.

How does West Suburban Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • West Suburban Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • West Suburban Bank does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 

  • Our joint marketing partners include Insurance Companies and Financial Services Companies.
Other important information
n/a
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